BUSINESS GROWTHChoosing a Business Structure: It Comes Down to Two Dials
Two founders launched the same idea at the same time — same product, same city, same market. One spent a few hundred dollars to form an LLC. The other never ...
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BUSINESS GROWTH
BUSINESS GROWTHClean Books Are a Strategic Asset: What Buyers See in Due Diligence
Two founders built profitable service businesses of similar size, and both got letters of intent to be acquired around the same time. The first founder's due...
LEADERSHIPYour Employee Handbook Is a Legal Document — Treat It Like One
A business owner terminated an employee for performance. The documentation was clean, the reasons were legitimate, and he thought he was on solid ground.
PERSONAL DEVELOPMENTYour Company Looks Profitable. Are Your Jobs?
A contractor finished the year with $280,000 in net income. A good year by any measure, and he was pleased. Then his new operations manager asked for job-lev...
BUSINESS GROWTHWhy Growing Businesses Run Out of Cash — and How the Cash Cycle Explains It
A business grew sixty percent in a single year. New contracts, expanded capacity, a team that was finally clicking. It should have been the year everything p...
BUSINESS GROWTHStop Pricing Off Your Competitors and Start Pricing Off Your Costs
A consultant I'll never forget had built a solid practice — good clients, repeat business, a reputation she was proud of. When she brought in a part-time CFO...
BUSINESS GROWTHUnderstand Your DSCR Before the Bank Does
A business owner I know borrowed four hundred thousand dollars to buy equipment. The bank approved it, he signed quickly, and nineteen months later he was ba...
BUSINESS GROWTHWhy Your Business Can Be Profitable and Still Run Out of Money
I once watched a contractor have his best year on paper and nearly lose the business because of it. Revenue was up. His accountant called in December to tell...
LEADERSHIPTrust Is Not a Financial Control: Fraud Prevention for Small Business
A business owner trusted her bookkeeper completely. Nine years, never a problem. The bookkeeper handled everything — accounts payable, the check runs, the ba...
PERSONAL DEVELOPMENTThe Three Financial Statements Every Business Owner Has to Be Able to Read
Most business owners I meet read one financial statement: the income statement. They want to know if they made money, they look at the bottom line, and they ...